After leading the world in digital payments and fintech innovation, India’s banking sector is now exploring the next frontier: immersive, three-dimensional banking powered by virtual reality, augmented reality, artificial intelligence and blockchain.
This paper provides a deeply restructured and fully rewritten examination of how risk management practices in PSBs have evolved, the mechanisms currently in use, and the persistent structural barriers that hinder the establishment of a mature risk culture.
Reliable property valuation serves as the foundation for informed decision-making in the real estate sector. It enables investors, developers, lenders, policymakers, and individual buyers to assess fair market value and make data-driven choices about investment, lending and urban development.
One of the primary foundations of behavioral finance is the ‘limited arbitrage’ hypothesis. This explains the fact that if irrational trading activities result in deviations from the fundamental value of an asset, rational traders will often have no defence against it
